BAD CREDITBANKRUPTCYThis FREE, NO OBLIGATION, application only takes a few minutes to fill-out. It is likely that we will you within 24 hours!Key Auto Finance does not sell or lease cars or trucks. We specialize in automotive financing only. Key Auto Finance is a division of Jim Williams Leasing Limited (JWL), your total transportation centre and is associated with two automobile dealerships. Baytowne Hyundai and BayCity Kia are both located in Barrie, Ontario and service a growing clientele throughout the province. JWL has been in the automotive business since 1987. We know that just about everyone needs a vehicle but not all Canadians have perfect credit ratings. If you have good or great credit then we will get you financed at very competitive rates. If you credit is less than perfect, we can help. Bad credit from loss of job, divorce, illness even bankruptcy does not mean that you can not get a dependable car. Our credit specialists work with lenders who offer special finance options for consumers with less than perfect credit. more... See more text