Investment Services G.I.C.S The Guaranteed Investment Certificatesthese Banks And Trust Companies Provide A Guaranteed Fixed Rate Of Interest For A Fixed Period Of Time. Interest Is Paid On G.I.C.S Monthly, Semiannually Or Annually. You May Also Choose To Have The Interest Compound Over The Term Of The Investment Instead Of Being Paid Out.R.R.S.P.S The Registered Retirement Savings Planthis Is An Ideal Method To Save For Your Retirement And Receive An Income Tax Deduction As Well. The R.R.S.P.S Are Similar To The G.I.C.S Outlined Above, Except They Meet The Government Registration Rules. more... See more text